TSS Payroll
FAQ

Can I Pay Employees in Cash in South Africa?

Yes, cash payment is legal — but it doesn't remove any of your other payroll obligations. It's simply a payment method.

What still applies with cash pay

  • PAYE and UIF must be deducted and paid to SARS — cash payment doesn't exempt you
  • A written payslip must be issued for every payment, showing gross pay, deductions and net pay
  • EMP201 submissions are still required monthly
  • Full payroll records must still be kept

Best practice for cash payments

  • Get a signed acknowledgement of receipt from the employee for each cash payment
  • Keep the acknowledgement together with the corresponding payslip
  • Consider the security and cash-handling risk of paying multiple employees in cash regularly

Why "informal" doesn't mean "off the books"

A common misconception is that paying cash means payroll doesn't need to be formally tracked. It does — SARS can audit cash-paid employees the same as any other, and unrecorded cash wages are a common source of disputes when an employee later claims they weren't paid correctly, or tries to claim UIF with no contribution history to show for it.

Bank transfer vs. cash

Bank transfer (EFT) is more common for salaried staff and easier to reconcile and prove. Cash remains common for casual and day labour, but the same PAYE, UIF and record-keeping rules apply regardless of payment method.

People Also Ask

Can I pay employees in cash in South Africa?

Yes, cash payment is legal. However, PAYE and UIF must still be deducted and paid to SARS, and a written payslip must still be issued for every payment, exactly as with bank transfers.

Do I need a signed acknowledgement for cash payments?

It's strongly recommended — a signed acknowledgement of receipt protects both employer and employee if a dispute arises later.

Can SARS audit cash-paid employees?

Yes — cash payment doesn't exempt an employer from normal PAYE, UIF and record-keeping obligations or SARS audit.

Cash or EFT

Payslips and records, whatever the payment method

TSS Payroll generates compliant payslips and records for every employee, regardless of how they're actually paid.

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